BENEFITS

  • Free to apply – no obligation to accept
  • Refinance federal and private dental student loans
  • No application, origination, or prepayment fees
  • Forgiven in death and documented permanent disability
  • Rates start at 3.39% APR for ADA members

As an exclusive benefit to ADA members only,

the ADA negotiated a 0.25% reduction on your rate.

Whatever rate you qualify for,

your rate will be 0.25% lower for the life of the loan

as long as you are an ADA member. 

*Assumes a 0.25% discount for making automated payments from a bank account
** Variable rates are calculated by adding a margin to 3-Month LIBOR
***Displayed rates reflect 0.25% discount which is only available to ADA members

HOW TO APPLY

Refinancing with DRB is easy! Here’s how:

Apply Now

1

Online
Pre-Qualification

We know that your time is
valuable. Our application is
fast and easy to fill out, and our credit
check instantly lets you know if you
pre-qualify for DRB refinancing.

2

Upload
Documents

If you have all documents in hand, you
can submit them right away.

REQUIRED DOCUMENTS

  • Photo ID
  • 2 recent pay stubs
  • Proof of graduation
  • Loan statements indicating payoff amounts
  • For healthcare: license and malpractice insurance

3

Borrower
Approval

We will send you a decision, your rate, and applicable disclosures.
You accept the terms and sign a
promissory note.

4

Acceptance
& Funding

We pay off your current
student loans and open a DRB
checking account for automated
payments, to save you an
additional 0.25%.

 

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drb

(855) 277-6771
educationfinance@drbank.com

 

ADA® is a registered trademark of the American Dental Association